Our Products

Home Loans

Loan Product Interest Rate (PM) Max Amount Multiplier Repayment Period (Months)
Faraji Ready Mortgage 0.71% 10.5M *10 300
Faraji Construction Mortgage 0.79% 10.5M *10 300
Ustawi Home Mortgage 1% 20M *10 240

Business Loans

Loan Product Interest Rate (PM) Max Amount Multiplier Repayment Period (Months)
Jiwezeshe 0.92% 30M Own Savings 72
Development 1% 30M *4 84
Premium 1% 30M *5 72
Fanikisha 1% 50M *5 96
Commercial 1.08% 100M *5 180

Lifestyle Loans

Loan Product Interest Rate (PM) Max Amount Multiplier Repayment Period (Months)
Kona Advance 3% 500K Credit Scoring 3
Rununu Advance 5% 500K Half Net Salary 1
MidYear Advance 5% 1M Salary Bonus 1
Jingle Boost 5% 1M Credit Scoring 6
SmartHome Loan 1% 1M *3 12
Asset Financing 1% 7M *3 48
Quick Fix (Booster Loan) 5% 1M None Boost Savings

Education Loans

Loan Product Interest Rate (PM) Max Amount Multiplier Repayment Period (Months)
Education Loan 1% 1M *3 12

Health Insurance

Product Interest Rate (PM) Max Amount Multiplier Repayment Period (Months)
Health Insurance 1% 1M *3 12

Savings Products

Product Interest Rate (P.A)
Jaza Jaza A/C 4.5%
Junior A/C 5%
Holiday A/C -
Savings / Salary A/C Transactional
BOSA Deposit A/C From 9%